Flexible Funding Built Around Your Catalog

Get fast, non-dilutive capital based entirely on the value of your existing music—no ownership lost, ever.

What You Get

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Leverage Your Catalog
Use your existing stream history to secure funding.
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Instant Access to Credit
Simple, fast, and designed for artists at every stage.
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Non-Dilutive Funding
100% ownership retained.

How It Works

Artist Funding Process

Share Your Statements

Upload your royalty statements from any major label or distribution partner —CreatorFi supports all major formats from labels, distributors, and platforms.

Automated Revenue Audit

We analyze your historical earnings using our proprietary underwriting engine to understand your catalog’s true value.

Receive a Tailored Offer

Get a transparent, non-dilutive funding offer that reflects your real earning potential—not industry guesswork.

Active Partnership & Catalog Appreciation

CreatorFi invests in your future—not just your past performance. We help amplify the visibility, reach, and monetization potential of your entire catalog.

We analyze your catalog to uncover growth opportunities

Provide ongoing strategic guidance to elevate catalog value month over month.

Treat your music like a real asset that should appreciate—not depreciate.

Creator Network Integration

CreatorFi connects your music to a growing ecosystem of creators, brands, UGC worlds, and digital platforms—expanding your reach far beyond traditional channels.

Your music becomes part of a network that drives cross-promotions and collaborations.

Opportunities to be featured in creator content, brand campaigns, and in-game activations.

Build lasting fan engagement across multiple digital surfaces simultaneously.

Why Choose Us:
The Numbers

30%
Increase in Overall Catalog Performance
100%
Increase in Marketing Exposure in UGC Games

FAQs section

Got any questions? We’ve got answers

Get clear, straightforward answers to the questions we hear most — all gathered here for your convenience.

What does CreatorFi do in one sentence?

We advance cash and growth capital today against your future streaming, royalty, or AdSense earnings—no equity required.

Do I lose ownership of my music or channel?

No. We only hold onto your masters, publishing, and channel royalties until the advance or growth capital has been paid back in full.

How do I apply?

Artists, Record Labels, Content Creators, and Agencies : Email contact@creatorfi.finance, and we will get back to you within 24 hours to talk you through the onboarding processMCNs / Distributors: Reach out to us at contact@creatorfi.finance to learn how to work with us.

Who approves the capital - and will this hurt my credit score?

Our algorithm reviews your historical earnings and audience data to generate up to three instant offers. Distribution Partners and Agencies may auto‑approve or tweak terms before funds are released.There’s no impact (hard pulls) on your personal credit score.

How much does it cost?

Each offer displays a clear, all‑in APR—no hidden fees or surprises.

What if my earnings dip?

We can pause payments up to a month and adjust the schedule, safeguards that keep things fair for everyone. You may have obligations in terms of posting on a timeline and maintaining minimum frequencies of engagement on platforms.

Which currencies can I receive?

Choose USD via ACH/Wire or USDC (crypto). FX conversions are handled automatically at spot rates.

What do I need to get started?

Artists & Creators: Provide read‑only access to your music royalty accounts or YouTube analytics.MCNs / Distributors: Help us connect to verified earnings data via API, dashboard link, or monthly reports.

Interested?

Contact Us