How much funding can I get as a music artist or label?

Every offer is custom. The amount depends on a combination of factors including your royalty revenue history, streaming performance across DSPs, catalog size and ownership percentage, any existing advances or encumbrances against your catalog, and your overall earnings consistency. Artists and labels who have borrowed with us before and have a strong repayment history may qualify for higher advances over time.

What royalty statement formats does CreatorFi accept?

All major formats from labels, distributors, and DSPs. We accept statements from ONErpm, Universal Music Group, Sony Music, Kobalt, TuneCore, BMI, United Masters, The Orchard, SoundOn, Vydia, Curve Recorded Music, DistroKid, ASCAP, Record Jet, Groove Attack, and more. If you have statements, we can work with them.

Do I lose any rights to my music if I take a CreatorFi advance?

Never. Our advance is 100% non-dilutive. Your music stays yours — full stop. No ownership transfer, no equity, no rights assignment of any kind.

Why should music artists and labels choose CreatorFi?

We are not just capital providers — we are strategic partners. Beyond the advance, we actively help you grow your revenue streams through brand introductions, sponsorship opportunities, and media inventory optimization. We are invested in your growth because your growth directly benefits both of us.

Can I get a music advance without a record label?

Yes. You do not need a label to access capital. CreatorFi advances future royalties so independent artists can invest in their craft, their release, and their career on their own terms. Your capital, your vision, your decisions.

What can music artists and labels use a CreatorFi advance for?

For independent artists: book studio time, cover tour costs, hire your team, build your audience, invest in marketing, and fund a new release. For labels: sign more artists, fund more releases, invest in catalog growth, cover operations, expand distribution, and scale marketing — without waiting on distributor payment cycles.

How does CreatorFi calculate a music royalty advance?

CreatorFi funds musicians and labels based on what your catalog already earns, not industry guesswork. We analyze your streaming performance and royalty history across all your DSPs and distributors, then make you the strongest offer your earnings can support — in days, not months.

MUSIC ARTISTS & LABELS

Your catalog is already an asset. We treat it like one.

CreatorFi funds musicians and labels based on what your catalog already earns, not industry guesswork. Keep 100% ownership. Keep full creative control.

Get Funded

Roster capital without the wait

Sign more artists, fund more releases, and invest in catalog growth without waiting on distributor cycles. CreatorFi advances against your label's existing royalty performance.

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Advance Against Catalog Performance

We underwrite against combined royalty earnings across your roster.

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Structured for Label Operations

Our process handles multiple artists, DSPs, and statement formats in one analysis.

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An Active Growth Partner

We stay engaged beyond the advance, helping with catalog growth and monetization strategy.

Stay independent. Get funded anyway.

You do not need a label to access capital. CreatorFi advances future royalties so you can invest in your craft, your release, and your career on your own terms.